Insurance services available

  • SSR Combined - Liability schemes underwritten by QBE
  • Aviva Contractors Liability

We have combined the specialist covers available under our suite of scheme products to create a bespoke wording for Facilities and Specialist Contractors.

Facilities Management contractors deliver a varied package of services to their customers. Because we have been providing cover for the activities conducted by FM contractors for many years, we understand that your clients operating in this sector need a wide and varied liability policy in order to meet their insurance requirements.

New for 2024, we have relaunched our QBE-underwritten FM scheme, with a vastly expanded appetite, suitable for both FM and specialist contractors – from landscape gardeners to flooring specialists, our extended risk appetite is suitable for a wide range of specialisms.

We have two wordings available for FM contractors – our underwriting team will assess your client’s insurance requirements to determine which wording is most suitable.

You can find full details of the cover available in the policy summaries and wordings below, but significant benefits of our schemes including inefficacy up to the full PL limit, damage to that part being worked on/cleaned, defective workmanship (where there is damage to third party property or injury), failure to secure premises, wrongful arrest cover to the full PL limit, criminal/deliberate acts of employees, incorrect destruction of goods and treatment risks cover (covers damage to carpets, upholstery, etc. being cleaned). We also have a great range of optional extensions for your clients, such as financial loss (including products), fidelity bonding, loss and consequential loss of keys, loss of gas from fixed fire extinguishers and misuse of phones.

Although our scheme is liabilities led, we can also offer a full package of covers to include Commercial All Risks, Business Interruption, Contract Works, Professional Indemnity, Property Terrorism, Legal Expenses, Directors & Officers Liability and Fidelity Guarantee (Engineering for plant at your own premises, Management Liability, Crime (Internal and External) and Personal Accident covers available on Aviva policies only).

Insurance that covers...

  • Building and property management

  • Catering and vending

  • Cleaning

  • Industrial hygiene

  • Building automation systems

  • Lighting

  • Meeting room management

  • Security (physical/manned guarding)

  • Fire safety

  • Mailroom and porter services

  • Gardening and landscaping

  • Car park management

  • General maintenance and repairs

  • Painting and decorating

  • Glazing and boarding up

  • Carpet and flooring fitting

  • Health & Safety, risk assessments and consultancy

  • Commissionaire, reception duties and meeting room management

  • Waste management

  • Water treatment

  • Pest & Vermin Contractors

  • Office planning

  • Electrical, heating and ventilation services

  • Ceiling and Partitioning Contractors

  • Non-Structural Carpenters and Joiners

  • Curtain & Blind Installation

  • Dry Lining, Plastering and Artexing Contractors

  • Tilers

  • Shop Fitters

  • Fencing

  • Garage Door Fitting

  • Architectural Ironmongery

  • Artificial Grass Specialists

  • Street furniture installation

  • Vehicle graphics and wrapping

  • Signwriting and installation

Ready to get a quote?

In order for you to get the most out of SSR Combined, we encourage you to to sign up for our online quoting platform.

If you'd rather email an enquiry, you can contact us on the email below. 

Get an online quote

T. 0117 9300 100

We’re the specialists

Facilities Management Contractors

  • Combines the bespoke covers from our product range, designed for companies who offer full facilities management services.
  • Flexible underwriting approach with backing from QBE and Aviva Insurance Ltd.
  • Rates are dependent on number of years trading, claims experience, type of work conducted and areas worked, with discounts given for trade association memberships and quality assurance standards.

Get an online quote

Arrange a call: 0117 930 0100

Broker Development Team

If you are looking for an account managed service, we have a dedicated and experienced Broker Development Team who are ready to discuss your needs. 

Broker Development Team


Product insights

“Facilities Management contractors usually offer a range of services to provide full turn-key solutions for their customers.”

Product insights

“Services can be conducted by employees and labour only sub-contractors, or your clients may use bona fide sub-contractors - who will invoice the insured for the works undertaken, use their own materials and carry their own insurance.”

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