- Insurance services
- Industries we cover
Need help finding the right products for your clients?
Per Capita Information
Find us online
Helping insurance brokers protect their clients
Arranging specialist niche insurance for:
- Security & Fire Protection Industry
- Cleaning Contracting Industry
- Electrical, Heating,Ventilation & Refrigeration Industries
- Renewable Energy Contractors
- Pest Control Contractors
- Facilities Management Contractors
- Drain Cleaning Contractors
- Airside & Aviation Products Liability
- Home Automation and Audio Visual Contractors
- XSSR Excess of Loss
We offer bespoke insurance policies for these industries with wide cover & competitive terms, backed up by excellent knowledge & service. Long established schemes underwritten by QBE Insurance (Europe) Ltd & other leading insurers.
Our specialist schemes are only available through brokers.
NEW - Equipsme - Health Care for Your People
Equipsme is a Health & Wellbeing support plan which provides flexible and effective health cover for your employees..
The product is designed to provide the health care benefits which employees care about the most, at a price which suits SMEs. Equipsme is available for any firm with 2 or more employees and is simple to buy, with a fixed ‘per employee’ price and no complicated underwriting questions. Cover is available from £7 per employee per month, and the health insurance element of the product is underwritten by AXA PPP Healthcare.
NEW - Excess of Loss
We have launched a facility in partnership with QBE Insurance (Europe) Ltd to offer Excess of Loss covers to open market clients. We are able to follow the vast majority of primary Insurers and able to cover a wide range of trades, from simple non-contracting business to difficult-to-place heavy contracting trades.
For companies with 10 employees or less
Our per capita full cycle online products are for companies with 10 employees (5 max for Pest Control & HVAC) or less (cleaners can also have 10 part time employees). Premiums from £50 & brokers can select their required commission level. Instant quotes & policy issue.
Leave us your client’s renewal details & we will contact you nearer the time…
Are you a direct client?
Click here for details on how to arrange cover