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Per Capita Information

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Helping insurance brokers protect their clients

Arranging specialist niche insurance for: 

We offer bespoke insurance policies for these industries with wide cover and competitive terms, backed up by excellent knowledge and service. Long established schemes underwritten by QBE Insurance (Europe) Ltd and other leading insurers.

Our specialist schemes are only available through brokers.

Industries we cover


Equipsme - Health Care for Your People

Equipsme is a Health & Wellbeing support plan which provides flexible and effective health cover for your employees..

The product is designed to provide the health care benefits which employees care about the most, at a price which suits SMEs. Equipsme is available for any firm with 2 or more employees and is simple to buy, with a fixed ‘per employee’ price and no complicated underwriting questions. Cover is available from £7 per employee per month, and the health insurance element of the product is underwritten by AXA PPP Healthcare.


XSSR LogoExcess of Loss

We have launched a facility in partnership with QBE Insurance (Europe) Ltd to offer Excess of Loss covers to open market clients. We are able to follow the vast majority of primary Insurers and able to cover a wide range of trades, from simple non-contracting business to difficult-to-place heavy contracting trades.

XSSR Excess of Loss

Per Capita

For companies with 10 employees or less

Our per capita full cycle online products are for companies with 10 employees (5 max for Pest Control & HVAC) or less (cleaners can also have 10 part time employees). Premiums from £50 & brokers can select their required commission level. Instant quotes & policy issue.

Per Capita




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