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Per Capita Information

Find us online

Get an insurance Quote

We offer brokers two ways to deal with us – online or offline using our PDF question forms.

Our per capita products aimed at companies with 10 employees (plus 10 part time for cleaners) or less are only available using our online 360 full cycle quote engine

You are of course also welcome to just email us your normal presentation if you prefer – please send to The choice is yours but we encourage you to deal with us online & remember our per capita products are only available online.


Industry Main Scheme PDF Main Scheme Online  Per Capita Engine
Security & Fire Protection Download Online Per Capita
Cleaning Contractors Download Online Per Capita
Electrical, Heating, Ventilation
& Refrigeration Industries
Download Online Per Capita
Renewable Energy Download Online Not available
Pest Control Download Online Per Capita
Facilities Management Download Online Not available
Drain Cleaning Contractors Not available Online Not available
Property, Business Interruption
& Contract works
Download Online choose scheme
Airside Liability Coming soon Not Available Not Available
Home Automation & Audio Visual Contractors Not Available Online Not Available

What's the difference between Main Scheme and Per Capita?

For details of differences between our two types of insurance cover please read more here

Why are per capita quotes only available online?

Because we have deliberately priced this product to be as competitive as possible & the whole process is automated including quotation & policy issue, renewals & MTA’s. 

You can of course still call us with any queries.

How do I get a login?

Just send us an email with your details and we can send you your new password. If you have forgotten your current password simply email us and we shall resupply your password.