Sutton Specialist Risks Specialist wholesale insurance brokers to the security industry

acspacesettersSutton specialist Risk

Specialist wholesale insurance brokers to the security industry


Special Discounts for
SIA Approved Contractors

  • Discounted Premiums
  • 10% year end rebate (irrespective of
    claims history) provided policy is renewed.
  • Waiver of policy vetting condition.

In simple terms that means if your agreed renewal premium is £10,000 then at the end of year adjustment you will get £1000 back provided you agree to renew the policy for a further 12 months. If you don't like the renewal terms we offer, you are not obliged to renew though you would of course forfeit your rebate.

Perhaps more important is the waiver of the policy vetting condition – most policies designed for the security industry require vetting to BS7858 & failure to vet to that standard is likely to result in insurers declining your claim. It cannot be stressed enough how valuable this concession is to security companies – we have seen claims in the many hundreds of thousands being declined due to lack of vetting. Do you really want to run that risk with your cover when a policy exists without that condition?

Our specialist Policy offers…

  • Employers Liability
  • Public & Products Liability
  • Failure to perform contracted duties (inefficacy)
  • Legal liability for criminal & deliberate acts by employees
  • Fidelity Bonding
  • Loss & Consequential loss of keys
  • Wrongful arrest
  • Professional Indemnity
  • Directors & Officers
  • Optional sections for property, legal expenses & fidelity guarantee

Limits of indemnity up to £10m can readily be arranged with higher on request.

Unlike many other policies we do not have inner limits for inefficacy or wrongful arrest with cover up to your full limit normally given.

We have been established for over 25 years arranging insurance for the specialist needs of the security industry.

Our policy is underwritten by QBE & has been since our start. Insurance for the security industry is notoriously difficult to arrange with many UK Insurers reluctant to offer cover. For that reason we feel it is in client's interest to be insured with a carrier committed to serving the long term needs of security companies.

Obtaining a quote from us

We are a specialist wholesale broker which means cover is not available directly from us so you need to ask your existing local broker to obtain a quote from us. Just pass them our details:

John Ludley (Managing Director)
Sutton Specialist Risks Ltd
Bull Wharf
Redcliff Street

Tel 0117 9300 100
Fax 0117 927 9200


If you are insured via Darwin Clayton or Camberford Law they will only be able to give you terms from their own scheme & cannot access other schemes like ours – if that's the case please contact us & we can recommend a local broker who can assist you.