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Per Capita Insurance - 10 employees or less

Per Capita

We have developed a range of per capita products aimed at the smaller end of the market (generally 10 employees or less but see below for exceptions).

The policies still offer our excellent bespoke cover to meet the needs of smaller clients but without some of the add ons, sections & lower limits in some areas. Per capita policies are only available to brokers via our full cycle 360o trading platform.

Note: we are unable to offer the per capita product for door work, sprinkler companies, renewable energy & facilities management contractors. Per Capita is also unsuitable for companies with a significant claims history or companies operating at high risk premises - you should use our main schemes for these.

Maximum Employee Numbers are:

Cover is available for:


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with 10 employees or less

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