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Our Insurers

The longevity & commitment of the scheme insurer is critical to its success to ensure consistent sustained underwriting & to provide efficient & effective service to brokers. 

Whilst our competitors have changed insurers many times over the last 2 decades we have been using QBE to underwrite our schemes since our formation in 1989 - we don’t think there are many schemes that can boast that strength of relationship. We are mindful that any successful scheme must deliver competitive rates but also consistently match the insurers expectations.

This long term approach means we have always been able to offer brokers cover for their clients throughout the peaks & troughs of the underwriting cycle so you can be sure that when you use us to place your clients risks the policies are backed by one of the soundest liability insurers in the market.

We have delegated authority from QBE for all our schemes but when a risk falls outside of that authority we have quick & easy access to QBE underwriters as required & they hold weekly underwriting surgeries in our office for us to deal with them face to face on any more complex issues.

As at June 2018, QBE have a Standard & Poor financial strength rating of A+. If you would like more background on QBE please click here to download a PDF factsheet.

From September 2019, we also have some additional products provided by Aviva Insurance Ltd – this is also backed by a delegated authority arrangement. Aviva provide the capacity for our Facilities, Engineers and Interiors schemes. These schemes has been set up to enable us to expand our product range and allow us to meet the long-term needs of our clients with innovative, customer centric solutions.

As at September 2019, Aviva have a Standard & Poor financial strength rating of AA-.

Where the client requires high limits of indemnity & QBE are unable to provide all the capacity required, we have an exclusive arrangement with XL Catlin for them to provide excess capacity following the unique cover we provide with QBE. XL Catlin also underwrite our Airside & Aviation Products Liability cover.

This link will take you to the XL Catlin website for further information on XL Catlin.

As at December 2018, XL Catlin have a Standard & Poor financial strength rating of AA-.

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